Like all foreclosure complaints filed in Ohio, you should forward a copy of the complaint immediately to your attorney’s office to ensure that your mortgage is properly protected. Failure to file a responsive pleading within 28 days after service of the Complaint in a foreclosure action filed against the mortgaged property may result in the release of your mortgage interest and inability to recover any proceeds from the sale of the property. Ohio is not a super lien state.  The association fees will not take priority over a valid prior recorded mortgage lien when it is timely pleaded in the case. There is no requirement that the association fees assessed against the borrower prior title transfer be paid by a lender/servicer.