Bankruptcy Attorney

Bankruptcy

Clunk Hoose maintains a dedicated department that specializes in bankruptcy matters. Clunk Hoose offers a full range of bankruptcy services for Chapter 7, 11, and 13 bankruptcy proceedings including the review of Chapter 13 plans, objections to plans, filing proof of claims, seeking relief from stay and any litigation that may arise during a bankruptcy proceeding. 

Meeting sensitive bankruptcy deadlines is paramount in the process of successfully managing guarantor rights during a bankruptcy proceeding.  We utilize our proprietary software system to track, monitor and respond to all deadlines and proof of claim (POC) bar dates. Clunk Hoose is licensed in the Federal Bankruptcy Courts in the states of Ohio, Kentucky, and West Virginia. We have intimate knowledge of the courts and judges in all federal districts across all states we service. Bankruptcy law can be very difficult to navigate which is why we have a dedicated attorney on staff that knows the law. Clunk Hoose will represent your best interest litigating contested proceedings, valuation disputes, adequate protection, automatic stay litigation, preferences, fraudulent transfers, non-dischargeabitlity actions, set-off and recoupment proceedings. 

Evictions

Clunk Hoose retains a dedicated staff focused solely on the eviction process to return assets to our clients after foreclosure. We cover all counties across the entire states in which we can file evictions: Ohio, Kentucky, West Virginia, and Tennessee. From the filing of Writs to forcible entry, detainer actions, and cash for keys offers to avoid complicated evictions, Clunk Hoose will recover your real estate asset efficiently.  

Loss Mitigation

Avoiding the finality of foreclosure is always in the best interest for our clients and the borrower. To better serve our clients, Clunk Hoose retains a dedicated attorney to address all requests for reinstatement and payoff quotes. Our loss mitigation team works directly with the borrower to have meaningful conversation surrounding their options to avoid foreclosure. Our skilled paralegal team has the expertise to then draft loan modification documents, forbearance agreements, repayment plans, assumptions, and deed-in-lieu documents.

Consumer Collections

The saying ‘time is money’ couldn’t be more important when considering your aging consumer accounts. Using a debt collection attorney from the minute you determine assistance is required to collect on a consumer loan can make a big difference in asset recovery. Clunk Hoose will start the process with a legal and professional demand letter. We can take legal action on non-performing secured and unsecured debts. Our talented team of legal collection specialists are skilled in the ability to locate and contact consumers for payment resolution. Furthermore, we work solely on contingency, which means you don’t pay unless we collect. 

Contacting consumers for unpaid loans or services has become a very touchy subject. Consumers are cancelling their landline services and moving strictly to cell phone usage, with now over 50% of adults using cell phones only. The Telephone Consumer Protection Act (TCPA) strictly prohibits the use of autodialer technology to contact cell phones. Fines can quickly mount if this act is violated. As a law firm, Clunk Hoose maintains a strict policy of only manually dialing your customers to connect with them and work out a payment plan or negotiate a payment amount. 

Commercial Collections

Delinquent accounts can have a direct and lasting impact on the well-being of a company, limiting cash flow and impacting net worth. You’ve called and emailed but have not gotten a response. This can be frustrating, but hope is not lost. A good debt collection attorney will open up the lines of communication again.   

Clunk Hoose represents large corporations and small businesses alike, collecting on past due amounts as low as $5,000 and exceeding as much as $1 million. We know the laws and can utilize the courts to maximize recovery.  

Taking action quickly on a past due accounts is crucial to ensure the likelihood of recovering assets. Don’t let your receivable age much beyond 90 days. While we can still collect on aged accounts, chances of retrieving the full amount will begin to diminish. Contact a collection attorney immediately to begin the communication process and recover your assets.  

We know the courts and judges in every county of every state we serve: Ohio, Kentucky, West VIrginia, and Tennessee. Our knowledge is power in retrieving your delinquent commercial account receivables.  

Medical Collections

Over 32% of Americans have some amount of medical debt, and over half of those individuals are currently in delinquency on payments. Working with individuals who have mounting healthcare debt requires a compassionate and ethical approach, to determine the best course of legal action to assist them in making payments.  

Unfortunately, the healthcare system is under tremendous financial strain due to the recent impact of the COVID-19 pandemic. The Clunk Hoose debt collection attorneys and assisting collection paralegals have developed a proven system for ethically and fairly working with individuals who are in default on medical expenses. With a goal to keep the healthcare systems in Ohio, Kentucky, West Virginia, and Tennessee financially sound, our partnership approach maintains the positive relationship that is at the heart of healthcare. Like all of our collection programs, we work strictly on contingency, which means you never pay until we can collect.

Student Loan Collections

The U.S. continues to see a rise in student debt, with current debt totalling over 1.56 trillion dollars. Current statistics show that over 10% of all loans are now in default with lack of payment exceeding 90 days. The Clunk Hoose collections specialists team is experienced in assisting individuals with a plan to make payments on these loans. We offer student loan collections service in Ohio, Kentucky, West Virginia, and Tennessee. 

Utilizing forensic search skills, our team is often more successful finding individuals who are delinquent and making contact. Like all of our attorney collection services, we work on a contingency basis, which means you only pay when we collect.